When Crypto Dreams Crash, the Bank Stays Silent… and the Court Says “Tough Luck”.

BECTRA
Apr 7
2 min read

A couple. A dream. A pile of savings… and a very quiet banker.

Picture this: a couple full of hope, a healthy savings account, and that irresistible promise of crypto glory.

✨ “What if we invested? The neighbor tripled his money. And look at this website—it ends in .pro, it must be serious!” ✨

No red flags. No phone call. Not even a mild:

“Are you sure about sending this much to a place called invest4u-magiccoin.biz?”

Their banks? Quiet as a cat in a crypto cave.

They emptied their PELs for what sounded like a one-way ticket to the moon

€6,853 from the first bank
€52,708.26 from the second bank(The PEL—a beloved French savings account, R.I.P.)

They believed. They clicked. They transferred.And then… they waited for the magic to happen.

But instead of the moon, they got a black hole.

💥 And then came the crash. Fast, silent, and painful.

The crypto scheme? Vanished.The money? Gone.The dream? Left in a trail of blockchain dust.

So they did what anyone would do after losing 60k:They blamed the banks.

“Why didn’t they stop us?”“They should’ve warned us!”“They watched us fall and did nothing!”

Honestly ? We get it.

Round 1: A small win... just enough to keep hope alive

In the first trial, one bank got lightly slapped:€500 for "loss of chance."Not much, but hey—it’s something.

The other bank? Spotless. Untouchable. Untouched.

But our couple wasn’t done. They wanted it all back. Justice. Redemption. A win.And so, they appealed.

The Appeal: The court looks at the facts. Not feelings.

First bank: clean hands

No anomaly.
Amount not excessive.
Client fully consenting.
The banker pressed “Validate” and went on with their day.

Verdict: Not guilty.

Second bank: not your crypto babysitter

Transfers? Regular. Clear. Signed.
Closing a PEL? Totally within their rights.
Proof of any warning? None. Nada. Just vague memories.

Verdict: Also not guilty.Oh, and the €500? Yeah, they need to give it back.

The court’s message: Freedom includes the freedom to screw up

“Banks are not moral compasses.They're not here to stop you from being hopeful, reckless, or ambitious.”

Translation: they’ll help you wire your money to paradise…Even if it’s actually a scam in flip-flops and HTML.

❤️ The compassionate bit (because this hurts more than your wallet)

M. and Mme [L] weren’t foolish.They were hopeful. They took a risk, like thousands do every day.And when it failed, they turned to the system for help.And got a polite legal shrug.

But we see you.We understand you.And honestly? You deserved better.You deserved a little warning, a raised eyebrow, even a “Wait... this site looks like a phishing trap.”

But the law doesn’t deal in emotional damage.It deals in facts.And in this case? You gave the order, they executed it.